Unfortunately, disability is one of the areas which has affected our physician community over the years. What if the “old-time” physician specialty disability contracts were back? They are!
Announcing what professionals in the industry call “the most comprehensive and best specialty policy for physicians and surgeons available today.” Features and benefits include:
- Family Care Benefit Rider protects your lost income if you must provide for a parent, spouse, domestic partner, or child.
- Own Occupation Rider protects you if you can’t work in your medical specialty and pays you your benefit even if you work in another profession or career.
- Enhanced Residual Disability Benefit, which may pay you a higher benefit.
- Automatic Increase Benefit Rider allows you to buy additional coverage when your income increases regardless of your health condition.
- Benefit Increase Rider allows for future benefit increases.
- Indexed Cost of Living Rider helps protect you from inflation.
- Non-cancellable & Guaranteed Renewable Policy which protects you from future premium increases.
- Loan Rider protects you by paying off your student loans if you become permanently disabled.
- Portable, and you own your policy. You can take this policy with you even if you change careers.
- No lab work (blood, urine) is required.
- You ARE covered for mental/nervous/stress-related disorders.
Does your current disability policy provide these features and benefits?
If not, please call 954-558-3673 to review your current policy(s). This review is confidential and complimentary to South Florida Hospital News & Healthcare Report readers.
Guaranteed issue + permanent discount may be available to SFHN&HR readers. Resident and fellow coverage are available. A permanent discount may save you tens of thousands of dollars over the policy’s life.
