By Howard Wolkowitz
What if the “old-time” physician specialty disability contracts were back?
They are!
What if you had the “pre-eminent” physician disability specialist to help you?
You do!
Announcing what professionals in the industry call “the most comprehensive and best specialty policy for physicians and surgeons available today.”
Features and benefits include:
- Family Care Benefit Rider protects your lost income if you must provide for a parent, spouse, domestic partner, or child.
- Own Occupation Rider protects you if you can’t work in your medical specialty and pays you your benefit even if you work in another profession or job. (You can collect your disability benefit and earn additional income from anything, not in your specialty).
- Enhanced Residual Disability Benefit protects you from a partial loss of income.
- Automatic Increase Benefit Rider bumps up your coverage.
- Benefit Increase Rider allows your benefit to increase at specified times automatically.
- Indexed Cost of Living Rider protects you from inflation.
- A non-cancelable policy protects you from company increases and cancellation policies.
- Loan Rider protects you by paying off your student loans if you become permanently disabled.
- It is portable, and you own your policy. You can take this policy with you even if you change your specialty or career.
- No lab (blood, urine) is required. Exceptions may apply.
- You ARE covered for mental/nervous disorders.
FYI: Does your current disability policy provide these features and benefits? If not, we have provided a “hotline” for physicians to call to review your current policy(s). This review is confidential and complementary. That number is (954) 558-3673. Your calls are confidential.
Guaranteed issue + permanent discount may be available. Resident and fellow policies are available with the above benefits (exceptions may apply). A permanent discount may save you tens of thousands of dollars over the policy’s life.
Howard Wolkowitz can be reached at howard@lifeinsureassure.com or visit his website at lifeinsureassure.com.
